How much difference should a repaired Cat D vehicle value be?

I'm looking at purchasing a second hand BMW 1 Series Coupe, but it has been disclosed as previously a Cat D status, which I understand to mean is repaired non structural damage or recovered from a theft. The value appears competitive, but want to insure I do pay over the top or will have later re sell value issues?

Asked on 28 June 2018 by Roger neal

Answered by Tim Kelly
A Category D does not mean non-structural, it could well have structural damage. A Cat D is a constructive total loss where the insurer decided not to repair, this means a repair cost of approximately 70 per cent of its market value when it was total lossed. On a 1 Series Coupe, that means repair costs in excess of £10,000. Its value now is approximately 20 percent less than a retailable vehicle without this history. Unless you have it inspected by an independent engineer who knows what he is looking at (find one at www.iaea-online.org/ ), walk away.
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