Government grands

If an 11 year old car, worth say £200 or so, was damaged in an accident and would naturally be 'written off', would insurers pay out the £200 or £2,000 that the car would be ‘worth’ under the scrappage scheme? Insurance is there to put one back into the position prior to the event; is that £200 or £2,000?

Asked on 19 December 2009 by

Answered by Honest John
Not unless a scrappage deal had already been done and you were in the 16 weeks allowed waiting for the new car to be delivered. And then the smashed up car would still qualify to be scrapped even though half the job was already done.
Similar questions
My daughter's car has been on a SORN for a couple of years and is not covered by any insurance. She wants to take it for an MOT in order to trade-in on Nissan's extended scrappage scheme (worth £2000 off...
My wife is changing her 1994 Rover 214 for a new KIA Cee'd 1.4 1 hatchback under the scrappage scheme and KIA's very generous contribution. The list price for the KIA is £11,895 and with the allowances...
Someone ran in to the back of my 11 year old Toyota Corolla, and put it ‘beyond economical repair’. I’ve had the car from new in 1998. The insurance company want to offer me book value, but my argument...
 

Ask Honest John

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 10% on GAP Insurance

Use HJ10 to save on an ALA policy

See offer