The period after lent
My wife's car is insured with myself named as the insured and the main driver. My wife, son, daughter and son-in-law are also named as drivers.
We are planning to lend the car to my daughter for an extended period. This would mean that she would become the main driver, and that the car would be normally kept at her home, which is about 4 miles away from here and in a different post-code area from that named on the policy schedule.
Should it be possible to make these changes while keeping the existing policy? I recognise that there may be an additional premium to be paid. My son, daughter and son-in-law are all in their thirties. I should appreciate your advice before contacting my insurer.
We are planning to lend the car to my daughter for an extended period. This would mean that she would become the main driver, and that the car would be normally kept at her home, which is about 4 miles away from here and in a different post-code area from that named on the policy schedule.
Should it be possible to make these changes while keeping the existing policy? I recognise that there may be an additional premium to be paid. My son, daughter and son-in-law are all in their thirties. I should appreciate your advice before contacting my insurer.
Asked on 28 November 2011 by AW, via email
Answered by
Honest John
This materially affects the way the car is being used and must be disclosed to the insurer. Otherwise, if something happens, it might be used to disqualify a claim.
Tags:
insurance
named drivers
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
Due to a short term medical problem I am not currently allowed to drive. My insurance company has been notified and are happy for my wife (a named driver) to be the main driver but only until my policy...
We have two insurance policies which are both in my wife's name as she has driven for a lot longer than me. Policy one is for a car with her as the main named driver and me as another which only does a...
I had an accident in my wife's car which was deemed my fault and her insurance paid out as I am a named driver. When the renewal comes up for my car, (a different insurance company), do I have to tell...
Elsewhere on 
