Why did my insurance premium increase by £100 when I got married and took my husband's name?
I’ve just received a £429.57 renewal quote from 1st Central to re-insure my 2007 Suzuki Grand Vitara, kept on private property in Coniston, Cumbria. Having recently got married, the renewal also involves changing my name on the policy. According to the people I spoke to at 1st Central my new marital status immediately adds £100 to the quote, taking it up to £529.00 (regardless of the fact that they insured me last year, same partner, same car, same address). Are married people simply more accident-prone or is this a bizarre form of sex discrimination? Clearly my husband’s name won’t be changing.
Asked on 20 May 2011 by HC, Coniston Water
Answered by
Honest John
Shouldn't do. Being married and having both partners on the insurance usually reduces the premium considerably rather than increasing it. Of course, this depends on the claims record of your partner. If he has a recent conviction or a claim he will put your insurance up.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I've noted that to insure my car, which is 10 years old and is worth about £1000, costs the same as insuring a similar size car and engine that costs £12,000. In the event of a write off, I will get back...
How much is my premium likely to go up following a minor at-fault bump?
We recently bought a 2008 Volvo V50 SE Lux as a replacement for my wife’s 1997 Volvo S70 CD. The new car has a 2.4i petrol engine, whereas the old one had a 2.5 turbo petrol engine. I spent many hours...
Elsewhere on 
