Can I draw your attention to something to consider when taking out car insurance: Don’t just look at the initial cost. Every time you make an alteration it can cost upwards of £30. This would include change of car, change of registration (personal plate) and change of address to name but a few events that can occur during the annual life of the insurance. Last year set me back £50 with some minor changes. This year I have switched to LV and already I have saved money (we are moving house/two cars) and they have not charged me. Not only was their original quote competitive but they don’t charge for minor amendments.