Car Accident Assistance

Two months ago I bought a new Volvo. Now I have a "Car Accident Assistance" policy, from Volvo provided by "OOPS". It says it will provide a replacement vehicle & £100,000 legal expenses cover. You have warned about "Accident management companies" The policy terms & conditions are quite extensive!
As this is unsolicited & free for 3 years is this genuinely useful & who pays for it?

Asked on 3 April 2012 by Robert

Answered by Honest John
This is an accident management company. If it provides an equivalent credit hire car while your car is being fixed and the other party's insurer refuses to pay you could be liable, and if it's a long repair the cost could be tens of thousands.
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