I have had my Kia Carens for 8 months based on your advice. I am thinking of changing the car as I am getting to know my driving preferences and partly due to increase in my insurance premiums. The car would be required for a family of 5. Average annual mileage 13k miles (6k motorway + 7k local). The preferences starting with the most important first are:

A) Low insurance group (Kia Carens is gp 22, would like sub 15 - ideally sub 10)
B) Can take 3 adults+2 car seats. A buggy in the boot (can be a compact hatchback or 7 seater MPV)
C) Cruise Control
D) Automatic
E) Would rather it be a comfortable drive European with reasonable reliability as opposed to very reliable but full of body roll Asian

Budget is around £7k and would like to buy upto 5yr old.

Does feel like I am asking for the moon but your help will be greatly appreciated.