After many years of Volvo estates, usually bought at 5 years old with full histories, I am now retired and, while still needing to haul the occassional full load or drive long distances on the continent from time to time, am looking for a car which I can rely on for the next 8-10 years, and which will be both comfortable, reliable and slightly cheaper to run.

Modern engines seem to offer the economy and I am attracted by both the Skoda Superb and Skoda Octavia estates, which seem tough and economical while still offering a good level of comfort. I have also come across a source of 2-3 year old ex lease 2 litre high mileage (around 100,000 miles) Volvo SE V70s which seem excellent value at around £8,500.

I could stretch the budget to around £20k, but have always preferred cars which have taken the major depreciation before I get them, and would be happy with a 1-3 year old vehicle with a FMDSH.

I am concerned about the early (and costly) failure of electronics and main components of modern cars and would welcome your advice as to whether I am thinking along the right lines.