Do we go through our insurance?

My wife's car got hit earlier in the week. It was parked, not on the highway and an elderly gentleman reversed out of his garage and hit the car. It was witnessed by my wife and the gentleman asked us to get a quote as he did not wish to go through the insurance.

The quote was £200. When she rang up to tell him he started by suggesting she had parked in the wrong place, that he could not see her and all sorts of other things. He then suggested that she would like to pay 50%, then 25% and has generally got rather unpleasant.

While we are happy to be obliging here I am fairly sure that at the end of the day if you have hit a stationary car with no-one in it then it can not be anything other than your fault.

Is our best bet just to go through the insurance?

Asked on 14 February 2013 by xraysteve

Answered by Honest John
Yes. Report it and him to your insurer.
Similar questions
I'm thinking of getting a moped for my 16-year-old son, putting the insurance in his name so he gets a year's no claims towards his car insurance at 17. Would this work?
My car was declared a Category N write-off following an incident for which the other party admitted full liability. I disputed a first phoned offer from his insurer and immediately emailed them with six...
My 981 Porsche Boxster was stolen and recovered the same day (15 August 2017). I'm still waiting to get it back from the insurance company. The ECU was cut out and the car was generally thrashed. Talking...
 

Ask Honest John

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 10% on GAP Insurance

Use HJ10 to save on an ALA policy

See offer