We bought our 2015 Renault Zoe outright from a Renault dealer a couple of months ago, but we have to lease the batteries from Renault. I was having a discussion at a family meal about the car and was asked what would happen if we had an accident and needed to claim on the insurance for damage to the batteries or in the case of a write-off. I wasn't sure and can't find anything in the policy documents. We're with Admiral on a multi-car policy, if that's important.