In an Edinburgh MOT context, I found brake pad and brake disk life seemed to be inversely related.
Since, being Yorkshire/Scottish, I drove to minimise fuel consumption, my brake pads lasted a LONG time (can only remember buying them once).
OTOH I had to replace the brake disks for "visible rust" at every MOT.
(Admittedly I usually only MOT'd every 2nd year).
Cars do need occasional spells of hard braking - my car has been off the road for nearly 12 months, as I'm medically unfit to drive, so I get a neighbour to take it and me for a jolly every month or so to prevent deterioration - he's ex-police class 1 and his anticipation is so good, his braking doesn't clear the rust off the disks - with my approval he has to go into "hooligan" mode for a few miles.
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