Anyone used Warranty Direct

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Tue 31 Aug 2004 17:01
Anyone used Warranty Direct - SimonJ
Anyone claimed on a warranty direct policy (I know the economics of insurance - i.e total premiums > total claims)

From a read of their small print the seem to offer a honest policy - i.e others seem to cover more components, but then exclude any breakdown due to wear & tear - if there is no wear then a component will never fail.

Anyone got any experience of claiming with them?
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Tue 31 Aug 2004 17:34
Anyone used Warranty Direct - Honestjohn
See item in Saturday's Telegraph column. Of course there are wear and tear exclusions on parts expected to wear, such as clutch plates, tyres, brake pads, brake discs, etc. But WD does not reject claims on mechanical parts for wear and tear, otherwise there would be no point in the warranty.

HJ
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Wed 1 Sep 2004 01:56
Anyone used Warranty Direct - SimonJ
Just seen the article, which agreed with my thoughts exactly.

Only WD seem to cover "wear & tear" - as you no if there is no wear there would be no point in the warranty
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