Best cars for £99 a month - September 2024

Looking for a £99 a month car deal with a low deposit? We've rounded up the best deals with low monthly payments that are available right now.

If you're after a new car but have a limited budget, opting for a cheap car finance deal is one of the best ways of getting behind the wheel. However, finding the cheapest deals isn't always easy.

Five years ago, finding a £99 per month car finance deal would have been considerably more straightforward, but sadly buying a car isn’t quite the buyers market it once was. However, there are still great deals out there, including significant car manufacturer incentives like deposit contributions, 0% APR and zero deposit deals to help lower that all-important monthly bill.

If you want to drive a new car, stretching to a monthly budget of less than £200 will give you plenty of PCP choices, plus the option of buying the car at the end of your agreement if your car meets your needs. As long as you're a little flexible with the car you end up driving, you’re in with a great chance of landing a decent finance deal.

We regularly update this page with the best car deals we can find, even if we can’t quite manage the magical £99 a month car deal. There are still great cars available for a relatively small monthly outlay, and we pick the best, listed first by carmakers that offer cheaper PCP and PCH deals, and then we some of our selections of the best individual models.

If keeping monthly costs down and ownership isn't important, then why not consider leasing a new car instead? Monthly payments tend to be cheaper, and once your term is complete, you just hand the car back with nothing else to consider. Our best car leasing deals page has more. After more deals on new cars? Check out our round-up of all the best new car deals around. 

Best cars for £99 a month - A-Z by Car Maker

Here's a list of the cheapest deals being offered by carmakers right now. If a deal pops up, we'll feature it here.