My car was written off as a Cat N - do I have to get it re-tested for an MoT?
I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails the MoT on the two points I know about, could I still drive while I get it repaired?
Asked on 4 August 2019 by Dale Poynter
Answered by
Tim Kelly
There is no legal requirement to have the vehicle re-MoT'd. The reason why the insurer asks for you to have the vehicle re-tested is to make sure it is roadworthy. If the vehicle fails its MoT then it is no longer roadworthy and it would not be insured. Get the car repaired first, then MoT it.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insurance
Looking for a garage you can trust? Honest John's Good Garage Guide has thousands of reader recommended garages, plus how-to guides and tips on servicing.
The Good Garage GuideSimilar questions
Is insuring a Cat N vehicle more expensive and if so so by what percentage? My vehicle was hit from behind at low speed (about 10mph) with very little damage sustained. It has been deemed a Cat N write...
My daughter bought back her Cat N write off Vauxhall Astra from Direct Line. Now her insurers have put her insurance up 300%. Is it because of the car being a written off?
I just discovered category N write offs, which are cars that have no structural damage. Why would it get written off if only the body work needed attention? Is it okay to buy a Cat N car?
Elsewhere on 
