Insurance claim

I was involved in a crash through no fault of my own, my car was parked up and a van crashed into it. My insurance company wrote off the car and is offering me £2100 when the closest match is around £2700 and has claimed that if I don't accept they will take the hire car off me.

They have also told me that I will have to pay the remainder of my insurance in full which is £900, and then they will cancel my insurance leaving me £900 down and no insurance. I don't think this is fair as I wasn't even near the car when the accident occurred.

Asked on 15 October 2011 by john1986_182

Answered by Honest John
Yes. Sue whoever crashed into you for all your losses using the small claims track of the county court.

HJ
Similar questions
I was driving on a main road and as I passed a road on my left, a car hit the left wing of my car. He is saying that I should have seen him and stopped and let him out. He was at a give way junction with...
Our son had a crash on a 'C' class road, with no white lines. He was approaching a blind left-hand bend, on a road which he drives every day, so he is always aware of how blind it is. As he got halfway...
Our lease car was damaged on the street outside our property. We did not witness the actual incident but a friend did and came to our door. The driver of the other vehicle, a hired camper van did give...
 

Ask Honest John

Value my car

Save £75 on Warranty using code HJ75

with MotorEasy

Get a warranty quote

Save 10% on GAP Insurance

Use HJ10 to save on an ALA policy

See offer