Can you recommend a good broker/underwriter for me. I have been a named driver on my wife's car insurance policy since 2006, when I sold my car which was insured under a policy in my own name. I had at that point accumulated five years' no-claims bonus. I have made no claims during this named driver period (so I now have 9 years clean claims history) nor any points or disqualifications, so I have a completely clean licence.

I recently tried to obtain insurance on our family car, a 2008 5-door Volkswagen Golf R32, in my own name with my wife as the named driver and me as principal insured. I am told that because the last time I had a policy in my own name was four years ago, my no-claims has 'lapsed' and therefore I am treated as if I have no no-claims history. The quotes range from the exorbitant to the outrageous. I am a 38 year old married lawyer with 2 children, have had only one own fault claim in 20 years of driving (2001 - no third party involved and no more than a £1,000 repair), have a completely clean licence and have had no break in driving at all. Is there anyone who would take a more realistic view of my risk profile?