A truck hit my parked car and is now claiming it was parked illegally - what should I do?

My car was parked on a public road - there was no one in the car at the time. There was no signage or lines identifying parking restrictions. A large articulated truck hit my car causing damage. The driver...

Does a V5C have to be in my name in order to insure a car?

I bought a new car for my wife but despite giving verbal and written instructions to the dealer, she would be the new keeper, they registered the V5C in my name. The dealer has sent back the V5C to the...

My car has been written off but it wasn't my fault - what can I do?

Someone reversed into my car from a car park space as I was driving along and crashed into the side of my car. My insurance company have said it is a write off and that my finance company won’t accept...

Do we need to tell our insurance company if we fit all-weather tyres?

Our son's Hyundai i20 has 195/50/R16 88V tyres fitted. He would like to fit Michelin CrossClimate tyres but these are only available in 55 or 60. Would either of these profiles be permissible to fit without...

Do I need to renew my MoT after my vehicle was written off to Cat N?

My motorbike was hit by a can on the parking bay and the damage was only cosmetic (a few scratches). However, after requesting an estimate for the repair, due to the high cost, the other insurer decided...

How can I get car hire excess insurance if I don't live in the UK?

I live in Switzerland and travel back to UK regularly, often needing to rent a car. I used to be able to buy excess insurance for car hire on an annual basis, as a Swiss resident, from UK firms. However...

Will I lose my no claims discount if I buy a new car?

I need to change my car and I have already four years NCB, however, my insurance will expire in November. If I change my car will I lose the seven months accrued to get up to five years NCB? Is there a...

Is motor legal cover and personal injury actually worth the extra?

I have fully comprehensive car insurance with motor legal cover and personal injury cover. My car was written off by a farmer's loose cow at 4am. My family were injured and I have suffered a big financial...

How can I check someone test driving a car I'm selling is insured?

My comprehensive insurance says it will cover me for damage caused to third parties while I'm driving cars that are not owned or hired by me. This cover for driving other cars, therefore, doesn’t include...

Is adding a fourth brake light and extra DRLs considered a modification in insurance terms?

Is adding a fourth brake light and extra front DRLs considered a modification in insurance terms? I can see how adding alloys or other performance modifications would increase the insurance premium, should...