My car has been written off despite the cost of repairs being less than the market value?

My MG TF was involved in an accident that was not my fault. The insurance claims management company have decided that the value is £2600 and repairs would cost £2551 after the assessment of the damage....

My husband was a victim of a crash for cash incident - what can we do?

A few weeks ago, my husband was driving in rush hour. A car in front of him suddenly reversed back into him. There were four people in that car in front, a man took a photo of my husband’s car and then...

My nephew's car was damaged while being serviced - should he inform his insurance company?

My nephew's car suffered body and wheel damage while it was left for a routine service at a garage. He noticed the damage when he was collecting the car, and although they didn't deny the damage happened...

I have received six points on my licence - how will this affect my insurance premium?

Last year my wife was critically ill in hospital. I visited every day - a 40-mile round trip along unfamiliar roads. Somehow I managed to pick up three 35mph speeding tickets at a point where the limit...

Repairing my car has been deemed uneconomical - can I seek a second opinion?

After an accident, my garage says the necessary repair is not economical. It is an old car but so useful to me. Should I seek a second opinion?

What happens if I hit a cyclist who has no lights on?

Consider a pedal cyclist riding along an unlit road at night, with no lights. If I just do not see him and then hit him, where do I stand legally and for insurance?

My insurance premium has increased because of a claim that's still not been settled - what can I do?

I was hit by a third party back in September and provided dash cam evidence to all insurance companies concerned. However, the claim hasn't been settled as liability hasn't been settled despite my insurance...

Can I transfer the no claims bonus from a moped to a car?

I'm thinking of getting a moped for my 16-year-old son, putting the insurance in his name so he gets a year's no claims towards his car insurance at 17. Would this work?

I bought a Cat C write off - is the dealer legally obliged to inform me what damage was caused?

I recently purchased a 2007 Vauxhall Astra knowing it was a Cat C write off. The problem is the garage didn't show me evidence of what damage was caused, just that it had had a shunt from behind. Was he...

What's the definition of 'main driver' when getting insurance quotes?

It's coming up to my insurance renewal and I'm getting the usual quotes. One question I always struggle with is when they ask who is the main driver. I and my wife are named on the policy. My wife drives...