No response from 3rd party insurance

My unoccupied car was hit in a car park. The third party filled his report accepting blame but advised me he was instructed not to admit liability. My broker (Swinton) put me on to carcare who wanted...

Insurance cancellation fee

I have sold my motor bike and I am not replacing it. As a matter of courtesy I informed my insurance company, Hastings Direct, so they would not issue a renewal notice. To my surprise they want a cancellation...

Liability dispute

I was recently involved in a car accident. The other driver pulled out of a side road and hit my car which was on a main road turning right into the said side road. The other driver is now lying and...

Does the new 'continuous insurance' mean that my wife can drive her new car whilst her old one is prepared for sale?

The item in the recent issue of the Telegraph on the DoT issuing an uncompromising formal warning to drivers to "get insured ahead of a new crackdown" has provided me with topical food-for-thought. My...

How can I obtain a better insurance payout for my written-off Ford Racing Puma?

I was recently involved in a car crash. The resulting damage to my car has meant that it has been written off by my insurance company. The car is a Ford Racing Puma and was insured for £6,000. An independent...

Can I act as a named driver on my 17-year-old granddaughter's insurance policy?

I read in your column today your advice on insuring teenage drivers. My granddaughter is approaching 17 and the problem of insurance raises its head. You say that a discount may be obtained if a seasoned...

Investigating Category D damage

I recently bought a Mini Cooper S (R53 2005) and had some work done on the brakes. On inspection the technician queried whether the car is a cut and shut as he saw what looked like a weld on the underside...

Patchy used car history

I recently bought a Golf TDI auto second hand from a dealer. I had continuous problems with it breaking down, so I looked into the history of the car and found it had been written off in an accident,...

Denied reponsibility

Last November (2010) a car skidded into the back of me on a wet road. The driver admitted responsibility and we exchange insurance details. My son who was in the car with me witnessed the whole thing. The...

I damaged another car without realising

About a week ago I was reversing out of a sports centre car park. I thought I may have scraped the car next to me. I got out, had a look, there didn't appear to be any damage, so I headed off. A week...